Rick Verst

With 16 years of insurance experience with State Farm, our office will go above and beyond to protect you and the things that matter most. We are happy to assist you with your Auto, Home, Renters, Business, Health, or Life Insurance needs. Our team is licensed in Ohio, Indiana, Kentucky, Michigan, and Pennsylvania. With extended hours and two locations, Oxford and Cleves, we are available when you need us most. Our office also provides financial services and will review insurance policy options to fit your needs. Give us a call today!

Rick and his wife, Lori, have raised their two sons in Oxford and remain active members of the community. He is a member of the Chamber of Commerce, has been the Oxford Parks and Rec Coach for Basketball and Baseball, and the Talawanda Middle School Basketball Coach. He proudly sponsors many community events, including the Oxford Community Foundation and Kiwanis. Rick graduated from The Ohio State University with a Bachelor of Science in Engineering. His hard work has awarded him the SVP Club Award, Chairmen Circle, and he is an Ambassador Agency Qualifier (top 20% of all Agencies nationwide) all 15yrs of service.

August is National Back-to-School Month! 🏫 As students head back to class, it's a great opportunity to review your family's insurance needs. Whether you have a new teen driver, a student taking a laptop to school 💻, or simply want to make sure your coverage still fits your family's needs, we're here to help. Need a quick answer? Drop by, give us a call 📞, or send us a text 📲—we'd love to help you prepare for the school year ahead!

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Connect with Rick for insurance guidance in Oxford.

Q: How quickly can car insurance coverage start?

A: Car insurance coverage can often start the same day, depending on your situation. In Oxford, you can count on Rick for personalized service.

Q: What kind of insurance do I need for a leased vehicle?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Rick serves Oxford, OH and is happy to help with your insurance needs.

Q: Do you need to carry insurance on your home?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Rick is here to help your Oxford household feel covered.

Q: What kinds of things does renters insurance protect?

A: Renters insurance helps protect the things you own if something unexpected happens. It can help cover personal belongings if they're damaged or stolen, provide personal liability protection if someone is injured, and help with additional living expenses if you're unable to stay in your home due to a covered loss. Looking for coverage? Talk with Rick about your options in Oxford.

Q: How does life insurance work at a basic level?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. Rick is proud to serve the Oxford community.